Freeman Financial has two pricing schedules that our clients can choose from depending on how their portfolios are invested. If a portfolio holds only mutual funds and US Government bonds, notes and bills then that portfolio will fall in to the less expensive pricing schedule (schedule 2). Portfolios that hold securities other than those listed above will fall in to the main pricing schedule (schedule 1), There are benefits to both strategies and we encourage you to contact us to determine what is best suited for your needs.